You can start lending with as little as $100. There is no minimum beyond that — you simply top up your wallet and the platform begins building your portfolio automatically. The maximum lender wallet is $100,000 and is subject to approval. Feel free to contact us at support@thebrolly.app(mailto:support@thebrolly.app) Download the to get started. Intro https://youtu.be/UW78VkZXTh4

If a borrower is late, our platform automatically activates an intelligent collections process powered by InDebted. This includes personalised AI-driven outreach and structured recovery steps designed to resolve the situation as quickly as possible. All payments and fund movements are handled securely through regulated infrastructure provided by Monoova.

No. Joining is completely free and there are no platform fees for lenders. You only earn from the borrower’s flat service fee.

You fund your wallet (from $100), and our platform automatically allocates your money into individual one-to-one loans using advanced machine learning. Each loan is fully funded by you alone. You can track everything in real time inside the app.

Our platform uses advanced machine learning, live Open Banking data, and AI vetting to automatically select and allocate your funds to suitable borrowers. You don’t choose individual loans, the system builds and manages a diversified portfolio for you. By adding funds to your wallet, you are giving consent for the platform to automatically lend on your behalf.

Yes, you have complete flexibility. You can withdraw idle funds from your wallet instantly, 24/7, with no lock-ins or waiting periods. Once a loan is repaid at maturity, the money immediately becomes available in your wallet for you to either withdraw to your bank account or relend into new opportunities.

Earnings from the borrower’s flat service fee are paid upfront at the start of the loan and credited to your wallet immediately. Your principal is automatically returned as soon as the borrower repays — this can happen at any time during the 30 days or on the due date at maturity.

All loans on Brolly have a fixed maximum term of 30 days. There are no extensions or longer terms. Borrowers can repay early at any time during the 30-day period.

Your funds support real everyday Australians who need short-term help for personal expenses like bills, unexpected costs, or bridging gaps until their next pay.

As soon as your funds settle in your wallet (usually within minutes via PayID), our platform automatically starts allocating them into new 30-day loans. You can begin earning straight away — earnings from the borrower’s flat service fee are credited upfront on each new loan.

Clean, simple, and rewarding. You get instant notifications when funds are allocated, when repayments arrive, and when earnings are credited. Most lenders just top up, watch their portfolio grow, and withdraw or reinvest every 30 days — it feels like passive income on autopilot.

No, Brolly charges 0% interest. Borrowers simply pay a flat 5% service fee on the principal amount.